Pet Insurance 0 Deductible 2025 Pet Insurance. Choice for pet insurance deductibles vary by insurer. There aren’t any set limits for coverage either, so if your pet needs serious surgery, you’ll be protected.

Before an insurance company will reimburse a pet owner or cover a claim, the pet owner must meet their deductible, which varies depending on the policy. Pet insurance deductibles generally range from $0 to $2,500.